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Zeni delivers automated bookkeeping and accounting through an AI-powered platform designed for startups and small businesses. The service combines machine learning technology with experienced financial professionals to provide real-time financial insights, daily bookkeeping, and comprehensive financial management on a unified dashboard. Users can track key metrics including burn rate, cash flow, operating expenses, and runway without manual data entry or reconciliation work.
The platform automatically captures and categorizes financial transactions from connected bank accounts, credit cards, and payment processors. AI algorithms handle receipt analysis, vendor categorization, journal entry creation, and bank reconciliations to maintain accurate records. Each customer receives support from a dedicated finance team that includes a controller, bookkeeping manager, and bookkeeping analyst who oversee the automated processes and provide strategic guidance.
Beyond core bookkeeping, Zeni integrates bill payment functionality with free ACH transfers for domestic and international vendors, employee reimbursement processing with same-day payouts, and business checking accounts earning up to 2.90 percent APY with three million dollars in FDIC insurance coverage through partner banks. The platform also offers business credit and debit cards with cashback rewards and automated expense tracking.
Zeni syncs exclusively with QuickBooks Online Plus and supports integration with Avalara, Plaid, Stripe, PayPal, and Square. The service provides monthly financial statements including profit and loss statements, balance sheets, and cash flow statements. Additional services include fractional CFO advisory, federal and state tax filing, R&D tax credit assistance, and payroll management with compliance support across all states and jurisdictions. Pricing starts at 494 dollars monthly for pre-revenue companies and scales based on business complexity and monthly expenses.
- Track real-time financial metrics including burn rate, runway, and cash flow on an automated dashboard
- Automate daily bookkeeping tasks with AI-powered transaction categorization and reconciliation
- Pay domestic and international vendors through integrated bill pay with free ACH transfers and multi-level approvals
- Process employee reimbursements with AI receipt capture and same-day ACH payouts
- Open business checking accounts with high-yield interest rates and FDIC insurance coverage up to three million dollars
- Manage business credit and debit card expenses with automatic transaction categorization and cashback rewards
- Generate monthly financial statements including P&L, balance sheets, and cash flow reports for investor presentations
- Access dedicated finance team support from controllers, bookkeeping managers, and accounting analysts
- File federal and state income taxes with R&D tax credit optimization and compliance support
- Handle payroll operations including employee onboarding, termination, and multi-state compliance management
- Prepare board meeting materials and financial models with fractional CFO advisory services
- Close books daily and maintain GAAP compliance through automated audits and expert oversight
