Brex is a comprehensive financial operations platform that unifies corporate cards, expense management, business banking, bill pay, and travel in a single intelligent system. The platform is purpose-built for modern companies that need to move fast while maintaining financial control across teams, departments, and global entities.

The Brex corporate card delivers spending power without personal guarantees, offering credit limits up to 30 times higher than traditional business credit cards. Cards are accepted globally in over 210 countries and territories, with local currency billing available in more than 50 markets. Each card can be configured with automated spending limits, merchant-specific controls, and custom approval workflows that enforce policy compliance at the point of transaction.

Expense management on Brex runs on AI-powered automation that eliminates manual receipt collection, expense categorization, and approval routing. The platform automatically captures receipts, matches transactions, detects policy violations in real time, and generates compliance insights. Employees can submit expenses, book travel, and request reimbursements through a five-star mobile app, while finance teams gain real-time visibility into spending across the organization with customizable reporting and live budgets.

Brex business accounts combine checking, treasury, and vault services with FDIC insurance up to 6 million dollars and competitive yields reaching 3.71 percent. Companies can execute domestic wires, international wires, ACH transfers, and check payments with no transaction fees, while benefiting from same-hour liquidity for operational flexibility. The platform supports multi-entity structures and local currency operations for businesses with international footprints.

Bill pay functionality accelerates vendor payments through AI-powered invoice entry and automated approval chains. Finance teams can issue vendor-specific virtual cards with transaction limits and procurement workflows, reducing payment cycle times while maintaining control over accounts payable. The system integrates with thousands of accounting platforms including NetSuite, QuickBooks, Xero, and Sage, enabling automatic GL coding, accrual booking, and real-time reconciliation.

Travel management is embedded directly in the Brex platform, allowing employees to book flights, hotels, and rental cars with policy-enforced spend limits. The system tracks itineraries, manages group travel, handles in-app changes, and automatically reconciles travel expenses without requiring manual expense reports. Brex delivers these capabilities through native integrations with ERP and HRIS systems, API access for custom workflows, and enterprise-grade security with SOC 2 compliance.