Albert provides a comprehensive financial management platform powered by Genius, an AI financial assistant that helps users budget, save, invest, and protect their finances. The platform automatically categorizes transactions, monitors spending and cash flow, tracks bills and subscriptions, and identifies opportunities to save money. Genius creates custom budgets, provides monthly spending reports, and can execute financial tasks like moving money between accounts or finding products within budget constraints.

The platform offers integrated banking services with cash back rewards, early access to direct deposits, and fee-free ATM access through partner banks. Albert automatically identifies small amounts users can afford to save and transfers funds to savings accounts. Users can create custom savings goals and access High Yield Savings accounts with competitive interest rates.

Investment services include stocks, ETFs, and managed investment strategies provided through Albert Investments and Albert Securities. The platform provides comprehensive financial protection features including identity monitoring, dark web scanning to detect and remove personal information, credit report alerts for potential fraud, and up to 1 million dollars in identity theft insurance coverage. Albert subscription plans range from 14.99 to 39.99 dollars per month with a 30-day trial period.